vIBANs power the future of virtual banking by enabling unique virtual bank accounts, fast SEPA payments, and efficient crypto-fiat flows through smart integrations.
As digital payments evolve, so do the expectations around flexibility, transparency, and global access. That’s where vIBANs—or virtual international bank account numbers—step in. For fintech platforms, especially those bridging traditional finance and crypto, vIBANs unlock faster onboarding, smoother compliance, and seamless euro-denominated transactions. They’ve become a building block in the infrastructure of modern virtual banking. With each user assigned a unique virtual bank account, payments become traceable, secure, and instantly compatible with SEPA rails—without relying on a traditional bank setup.
Unlike standard IBANs tied to a physical account, a vIBAN offers the same payment capabilities—minus 3rd party payments. Each user receives a dedicated virtual bank account identifier, which:
In short, it's the same banking functionality—with more flexibility and none of the legacy overhead.
Cross-border transfers have long been dominated by SWIFT. But it’s slow, costly, and opaque. Crypto remittance is changing that—especially when powered by vIBAN rails. A typical flow might look like:
This combination of virtual bank account convenience and blockchain speed is transforming how users think about cross-border payments.
Not all vIBAN providers offer the same value. To build scalable, secure, and compliant financial products, businesses need more than account numbers—they need infrastructure. The best partners provide:
For fintechs navigating crypto, payments, and regulation, vIBANs offer a practical path forward into the future of virtual banking.
We just recently announced that Striga has joined, and we’ve been overwhelmed by the support and curiosity from our community. We’ve received a lot of great questions — here are some of the most common ones, along with what’s next for Striga and Lightspark.
Book a call with us to learn how Striga can get your payment flow approved and launched in record time. No NDAs needed and we commit to upfront, transparent pricing to meet the needs of both startups and enterprises.
